The versatility of quad bikes makes them a popular choice on farm, but sometimes that means they are pushed beyond their limits, and sometimes the drivers are too.

Fatigue played a major role in the quad bike accident that nearly cost  Te Kōporu Farmer Chris Biddles his life. He’s warning other farmers of the dangers of overwork.

“I was really tired, and I knew I was tired, and because of that, I made a dumb decision. I was riding the quad along a ridge to the safe place I usually go down, but I went past it and tried another place. As soon as I put the nose of the quad over the hill, I knew I was stuffed.”

“I whacked it into 4-wheel drive quickly, but it just flipped. Luckily it catapulted me off and I landed quite a bit in front. But the quad was coming down behind me, so I was scrambling. Then it landed on my ankle. There was virtually nothing left of it…I broke my shoulder in half as well.”

Read Chris’ story at farmstrong.co.nz/dangerously-tired

On average, FMG receives a claim for a quad rollover or accident every day.

Over the past 5 years FMG has received 2,000 claims for quad rollovers and accidents, worth over $8.1 million.

Claims peak in early summer so we are keen to share some tips and insights from our claims data to help ensure you and your quad bike stay safe this summer.

Newer Quads and Rollover Risk: Quads two years old or newer account for half of rollover claims, even though they represent only a quarter of insured vehicles.

When purchasing a new machine, ask the retailer about handling differences compared to your old model.

Focus while mustering: Over 20% of quad accidents occur during mustering or when riders are distracted. Always stop if you need to look elsewhere (including at the dog) and assess the terrain to avoid risks.

Use the Park Brake: Our data shows that 1 in 5 accidents happen when riders get off the bike without engaging the park brake. Always apply it to prevent runaway quads.

Conduct Pre-Ride Checks: Before each ride, inspect your quad for any issues, including tire pressure, to ensure stability and reduce rollover risks.

Safety is paramount; a moment’s caution can prevent accidents. For more information and to learn more about our ‘under pressure’ quad campaign, visit fmg.co.nz/quad