How to measure your house
To insure your house for Replacement Cover under FMG’s Home policy, you will need to work out the size of your house, garages, decks, balconies, verandas, and outbuildings (like sleepouts). We’ve put together a few tips to help you do the math to get the right cover.
![white house with grey roof](https://www.fmg.co.nz/__data/assets/image/0018/8181/varieties/tile-listing.jpg)
Contents calculator
Work out the value of your household contents to make sure you have the right level of cover, with our Sum Insured Home Contents Calculator.
![open lounge and dining space with wooden finishings](https://www.fmg.co.nz/__data/assets/image/0023/8186/varieties/tile-listing.jpg)
House fires
While insurance is there to cover damage to the physical structure and contents of your house, at FMG, we also know the emotional toll of losing your home to a fire. That’s why we want to help you reduce risks around your home and prevent fires from starting in the first place.
![House on fire](https://www.fmg.co.nz/__data/assets/image/0023/84326/varieties/tile-listing.jpg)
Theft and burglary prevention
To protect your valuable items and household contents, it's good to have the right insurance cover, but our advice is to do what you can to deter would-be thieves from targeting your house or vehicle.
![person breaking into car with screwdriver](https://www.fmg.co.nz/__data/assets/image/0019/19621/varieties/tile-listing.jpg)
Starting out
Buying your first lifestyle block is a big undertaking. There's a lot of perks but there are a lot more things to think about than just owning a standard house.
![boy and girl with shocked expressions standing in lounge watching three chickens walk on furniture](https://www.fmg.co.nz/__data/assets/image/0025/8197/varieties/tile-listing.jpg)
Horses
Lameness, tendon and ligament injuries, ulcers and colic make up most of the claims from horse owners insured with FMG. We’ve worked with the experts to put together a few helpful tips on how to avoid common injury and illness in your horse.
![horses in snow](https://www.fmg.co.nz/__data/assets/image/0018/108630/varieties/tile-listing.jpg)