During the year FMG reviews client feedback and market changes and, where necessary, make changes to our policies.
Below is a summary of the main changes we've made. FMG Changes to Insurance gives a high level of summary of the main changes across our policies, including definitions. The FMG Policy Change Guides below highlight the details of changes made to FMG policy wordings.
To understand which of our policy wordings apply to you, please check your Certificate of Cover, or head online to FMG Connect to view all your policy details, including the dates of your policy period. If you're unsure, give us a call.
This summary highlights changes to your FMG policy wording. Importantly, this document is only a summary of the enhancements and changes, so ensure you read it in conjunction with your renewal certificate(s) and the full policy wordings available under "What we cover".
You can also request a copy of your policy wording to be emailed to you, or a printed copy, by calling our National Advice and Service Centre team on 0800 366 466.
We encourage all FMG clients to review these changes to see which ones may be relevant to you.
Applicable to policies that renew on or after 1 November 2023:
Applicable to policies that renew on or after 1 November 2022:
