Your Sum Insured represents the maximum we would pay out on in the event of a loss to the item insured.

Vehicle Sum Insured

Due to the value of cars, vans and utes changing over time, we’ve partnered with an independent service to provide improved vehicle estimate ranges to help you to select a market value Sum Insured for your vehicles.

If you need to adjust your sum insured value to account for unique features specific to your vehicle, such as condition, kilometres travelled and/or accessories/modifications you can do this online via FMG Connect or by calling us on 0800 366 466.

ute driving through open gate on farm

Farm Building Sum Insured

Just like with your home, it's important to ensure your farm buildings' sum insured is enough to rebuild should you need to. Have you made changes to your farm buildings? Have building and supply costs increased?

To help, we are developing a farm buildings estimator tool. You may have received an email from us requesting for more information about your farm buildings so we can more accurately estimate their sum insured.  If the email is from an email address ending in @fmg.co.nz (hover over the "sender" to check this) you can be assured this email is legitimate.

Green farm shed with quad bike and other implements visible
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You can update your vehicle, house and farm building sum insured (and much more) in FMG Connect, our online service.

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