It is important that you read this information. The purpose of this Disclosure Statement is to provide comprehensive corporate, financial, and risk-related information about FMG.

Any advice provided by FMG must meet our legal obligations. This information is important and will help you decide which Financial Advice Provider to choose.

This disclosure statement has been updated on 31 March 2022.


Financial Strength Rating

FMG Insurance Limited has been assigned a Financial Strength Rating of A (Excellent) as accorded by the international rating agency A.M. Best Company.

Best's Financial Strength Rating (FSR) ScaleFSR Non-Rating Designations
A++, A+ (Superior) E (Under Regulatory Supervision)
A, A- (Excellent) F (In Liquidation)
B++, B+ (Good) S (Suspended)
B, B- (Fair)  
C++, C+ (Marginal)  
C, C- (Weak) 
D (Poor) 

Solvency Margin

As an insurer licensed under the Insurance (Prudential Supervision) Act 2010 FMG Insurance Limited is required to disclose information with regards to the solvency position.  The solvency information from the Interim Solvency Return at 30 June 2024 is:

Solvency Capital$395,129,000
Adjusted Prescribed Capital Requirement$124,548,000
Adjusted Solvency Margin$270,581,000
Adjusted Solvency Ratio3.17

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