Horse Deluxe
FMG’s Horse Deluxe policy covers your equestrian and sport horses between the ages of three and 10 years old and includes a higher level of cover for vet costs and your horse's death.
FMG has a specialist Equine team who can talk you through what cover type best suits you and your animals. Give the team a call to talk through your options.
![woman talking next to horse](https://www.fmg.co.nz/__data/assets/image/0022/6727/Horse-Primary-864-x-486-864-x-486.jpg)
Horse Plus
FMG’s Horse Plus policy covers a range of horses, including leisure, on farm, sport, and equestrian horses, between the ages of 24 hours and 16 years old, and includes a higher level of cover for vet costs and your horse's death.
We have a specialist Equine team who can talk you through what cover type best suits you and your animals. Give the team a call to talk through your options.
![close up horse leaning over fence](https://www.fmg.co.nz/__data/assets/image/0020/6725/Horse-deluxe-864-x-486-864-x-486.jpg)
Horse Primary
FMG’s Horse Primary policy covers a range of horses, including leisure, on farm, and equestrian horses, from the age of 1 to 16 years old and includes cover for vet costs and death.
We have a specialist Equine team who can talk you through what cover type best suits you and your animals. Give the team a call to talk through your options.
![young woman standing between two horses](https://www.fmg.co.nz/__data/assets/image/0016/10177/flaxmere_d5-4434-864-x-486-Copy.jpg)
Horse External Accident Only
FMG’s Horse External Accident Only policy covers a range of horses, including leisure, on farm, and equestrian horses, between 1 to 21 years old and up to $7,500 in value. This policy only provides cover for death due to an external and visible injury. It does not include cover for vet costs.
FMG has a specialist Equine team who can talk you through what cover type best suits you and your animals. Give the team a call to talk through your options.
![young women riding horses together in a group](https://www.fmg.co.nz/__data/assets/image/0012/10173/418A7861-864-x-486.jpg)